Capital planning · Made accessible

Every capital decision deserves
a proper analysis

CapPlan puts rigorous financial modelling in the hands of the people who need it most — business owners making investment decisions, and individuals making the big purchases that shape their financial lives.

CapPlan Business
Capital planning for your organisation
Thirteen models covering every asset decision — purchase, lease, rental rate-setting, replacement, and negotiation. Full tax treatment, depreciation methods, and cost of capital analysis.
Asset purchase Lease vs buy Rental rates Sale & leaseback Price negotiation
CapPlan Personal
Capital planning for your personal finances
Nine models for the financial decisions individuals face — when to buy, when to replace, whether to lease, what to pay, and what to accept. No financial training required.
Should I buy? Lease vs buy When to replace Sell for how much? Pay how much?
How it works

From decision to answer
in three steps

CapPlan turns complex capital planning calculations into guided, plain-language analyses anyone can complete.

01
Identify your decision
Use the solution finder to identify which model addresses your specific decision. Business owners, financial managers, and individuals all face different questions — the solution finder routes you to the right tool instantly.
02
Enter your numbers
Each model walks you through the inputs with plain-language labels, guidance on where to find data, and built-in estimators for figures that are hard to know precisely. Load an example to see how it works before entering your own data.
03
Understand your answer
Results include a clear decision recommendation, sensitivity analysis showing how the answer changes under different assumptions, and detailed DCF workings you can print or share. Every result tells you not just what, but why.
The models

Thirteen business decisions.
Nine personal ones.

Each model addresses a specific capital planning question, built on rigorous discounted cash flow analysis.

🏗️
Purchase & Replacement
1Asset purchase analysis✦ Free
2Asset purchase with alternatives
3Asset replacement analysis
4Asset replacement with alternatives
📋
Rental, Lease & Replacement
5Optimal replacement interval
6Setting a lease rate
7Setting a rental rate
8Rental rate with operator
9Lease vs purchase
10Sale and leaseback
11Implied cost of leasing
🎯
Price-Setting & Negotiation
12Minimum selling price
13Maximum purchase price
Pricing

Start free. Upgrade when
the decisions get bigger.

Every plan includes the solution finder and your first model at no cost. Full suite access unlocks all models and unlimited analyses.

Monthly
Annual
CapPlan Business
Starter
$0/ month
✓
Solution finder — all 13 decisions
✓
Model 1 — Asset purchase analysis
✓
Load examples & print summaries
✓
All additional assistance features
CapPlan Personal
Starter
$0/ month
✓
Solution finder — all 9 decisions
✓
Model P1 — Should I buy this?
✓
Asset-type defaults & guidance
✓
Plain-language results

All prices in USD. Annual plans billed once yearly. Cancel anytime. 14-day free trial — no credit card required to start.

13
Business capital planning models covering every asset decision type
9
Personal finance models for the decisions that shape your financial life
0
Financial training required — every model works for a first-time user